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DON'T BE A "RIPPED OFF RABBIT," WATCH THAT MERCHANT!

 

ElectronicAppraiser.com - Instant Home Valuation and Report

                                              


WILLIAM D. HOFFMAN vs AMERICAN EXPRESS - Plaintiffs allege that AMEX represented insurance would be charged only when a cardmember flew. However, AMEX knowingly charged premiums where no insurance was provided, including for ineligible persons and where airline information AMEX received showed charges for cancelled flights or non-flight charges (i.e., itinerary change or upgrade). AMEX did not disclose that AMEX was treating all airline charges over a monetary threshold as flights triggering an insurance charge even though the airline codes showed the charge was for something else. AMEX shifted the burden to cardholders to request individual refunds of overcharges instead of using the airline codes to screen the overcharges. The Plaintiffs are asking for restitution to the class members of all insurance premiums alleged to have been improperly charged, other damages as allowed by law, and for changes in AMEX's practices.


texas residents should avoid TXU Power and other electric power providers who do not adequately notify you of disconnect and do  not provide email notification, if that is the method you use to receive your billing.  "RIVERWAY POWER" is a good choice for Texans, if their is such a thing as a good choice in Texas!!!  Put pressure on your legislatures to fix the electric utility mess in Texas


watch it when you buy a lincoln navigator or aviator - What the salesperson does not tell you is that they must use "Premium Fuel."  This can be a significant hit to your pocket book at today's fuel prices.  We support legislation making it mandatory that dealers disclose fuel requirements to buyers.


According to drug maker Pfizer - Studies of the painkiller Bextra have shown it may increase the risk of heart attack or stroke for those who have had coronary artery bypass surgery. (


Merck pulls from the market the drug Vioxx, a drug prescribed for pain, due to an increased risk of heart attack and stroke. 


dell recalls Latitude, precision and inspirion AC adapters - Adapters can cause a fire hazard and/or electrical shock.  You can request a replacement at www.delladapterprogram.com or call 800-418-8590.


the House of Representatives has voted to ban spyware.  Spyware is the software that monitors the activities of internet users.  The will provides for a 5 year prison term for anyone convicted of committing identity theft or altering computer settings.  Additionally, a separate bill will require spyware providers to get consumers permission before the software is downloaded.  


The credit reporting system in this country is a disaster -  It is totally "merchant oriented."  Consumers fight a frustrating and sometimes expensive battle trying to keep their credit report accurate!  Merchants are quick to put negative items on your credit report but don't care a bit when you try to have inaccurate information removed.  We need credit reform.  Write your congressman and demand merchants and the three major credit reporting agencies, Experian, Trans Union, and Equifax, be administered hefty fines for inaccurate information reported on consumer credit reports.  Additionally, all three of the major credit reporting agencies should be required to have phone numbers consumers can call to get help when inaccurate information is found on reports.   Additionally, customer service reps should be available to help you!!!!

WATCH EDIRECTSOLUTIONS.COM - They may be taking money but not providing service!!!  They charge a fee for signing you up to participate in surveys on the internet.  Click here for more information


NATIONAL WARRANTY INSURANCE CO, LINCOLN NEBRASKA - Sandra Kreiser, Palmyra, Pennsylvania) I bought an extended warranty for my vehicle in 2001. The coverage was to extend until 2007.  I just found out that claims will no longer be honored due to company insolvency. The company is National Warranty Insurance Co. in Lincoln, Nebraska. I paid $1295.00 for what I thought would be protection for my vehicle after the manufacturers warranty ran out. Now I am out $1295 and have to pay for the repairs myself. If anyone else is having this problem please comment.


watch JD Marvel Company operating out of canada - Complaints have been registered concerning merchandise not being shipped after customers have paid for it.  Additionally, customers don't seem to be able to reach the company via email or telephone.


Watch Monotronics Security Company -  If you have a security system with this company and you decide to cancel, you had better send a certified letter and make sure you keep the receipt.  Otherwise, you will be billed automatically for the foreseeable future.  One customer had a bill started again after 5 years with no service.  This is a low down way of making money with no regard to business ethics.  Additionally, if you try to get it straightened out, you will discover nothing but frustration.


ephedra blamed for deaths - The FDA may place restrictions on or ban the sale of Ephedra due to several recent deaths.  Beware!!


new alert from the fda concerning accutane -  This popular acne drug has a new side-effects warning on its label:  Aggressive and/or violent behaviors" has been added to the list of psychiatric disorders that Accutane may cause.  Some parents have blamed the drug for their teenagers" suicides.


watch this product from betty crocker! -  Betty Crocker Halloween cookie kits purchased at at K-Stone Discount Food Store in Dothan, Alabama found to have worms.


Important information for anyone who has been screwed by Ticketsupfront!!!!!! (Tara Hollants, Ottawa, Ontario)  I as well as many others are involved in a case against the company by the Attorney Generals Office of Indiana! It is important that you join us and file an online complaint!!!  http://www.in.gov/attorneygeneral/consumer/index.htm, then click on file complaint at bottom of the page.  He needs as many people to come forward as possible to help the case!


Your city is probably dumping raw sewage into streams and rivers in spite of federal law forbidding it.  The Environmental Protection Agency estimates their are at least 40,000 sanitary sewer overflows a year which does not include sewers backing up into basements.  Additionally, 672 of the 2445 beaches in the USA issued advisories or closed at least once due to bad water quality.  The problem is lack of capacity and old sewer systems.  10 billion per year is needed to fix the problem nationwide.  Cincinnati, Ohio is a prime example of a city dumping raw sewage into streams and the Ohio River.  Parents, watch your kids playing in streams and ponds near large cities and sewage systems.


The consumer Product Safety commission announces recalls of - nearly a million Black and Decker Drill Drivers due to defective switches resulting in overheat (call 866-821-8444); 6100 Black and Decker table saws with defective motor housings (call 866-357-0324); 3100 Shindaiwa motor driven hedge trimmers due to overheating catalytic mufflers which pose a danger to the fuel tank (call 800-521-7733); 45,000 Arctic Cat ATV's because of a possible failure of ball joints on  the front suspension which can cause rollovers (call 800-210-5941).  


watch the stimulant ephedra!!  The Justice Department is investigating Metabolife, the leading seller of products containing "Ephedra, to determine whether they lied to consumers about Ephedra's safety.   Ephedra has been linked to heart attacks and strokes.


worried about west nile virus?  More information on www.cdc.gov or by phone, toll free:  English, 888-246-2675; Spanish 888-246-2857;  For the hearing impaired 866-874-2646. 


watch out for a cosmetology course offered by "dermal medical institute" - A customer wrote in complaining that she had spent $4000.00 for a cosmetology course and did not receive what was expected or promised.  The customer found the company on the internet, took the course in a hotel room and did not receive her license.  When she tried to locate the company on the internet a second time, the site was gone.  The company or person could be operating under a different name.


identity theft using fake bank correspondence and tax forms are being used nationwide to steal your identity.  If you receive a letter from your bank asking to update your records and including a phony IRS form, beware!!  You are asked to fax the form to a number within a week or certain tax benefits could be lost.  The scam uses several forms that have been altered but are similar to real IRS forms.  The real forms can be viewed at www.irs.gov and the fake forms can be viewed at www.occ.treas.gov


watch st. john's wort if you're taking Camptosar, a common cancer drug.  St John's Wort appears to interfere powerfully with the drug and decreases the patients blood levels of the drug by about 40%.


arava, a drug prescribed for rheumatoid arthritis has been associated with liver damage, elevated liver enzymes, lymphoma, blood disorders, high blood pressure, a severe skin disorder called Stevens-Johnson syndrome, severe diarrhea and death.  A class action suit has been initiated.  For information call Goldberg and Osborne at 1-800-843-3245


at&t settles consumer law suit involving improperly billing customers for city tax when none existed.  The settlement will pay out approximately 22 million dollars in credits and discounts.  Notices have been sent to those affected.


thinking about travel to cuba?  Be careful!  You must have a license to travel.  Numerous prosecutions for people going to Cuba by booking through travel agencies and not having government permission.  Traveling without government permission violates the "Trading With The Enemy Act."  An unlicensed traveler faces a civil fine of $55,000.00.  Criminal penalties can run to $250,000.00 or 10 years in jail.


watch tidewater supply of new york!  This company has 37 consumer complaints in the last 3 years and has been accused of inappropriate telemarketing tactics such as continually calling and telling consumers that they have not fullfilled the terms of their contract and making misleading statements about return policy.


Information on the mnba class action lawsuit you can call the "Class Administrator" at 1-877-867-6076.  Suit was filed due to misleading ads concerning balance transfers and subsequent interest rate allocations. 


another study links use of hormones after menopause may be linked to breast cancer.  Women who have been taking estrogen alone or estrogen plus progestin for at least 5 of the preceding 6 years had a 70% higher chance of developing breast cancer.  Study was published in the Journal of the American Medical Association.


Pressure Treated Wood alert!!  Nearly all pressure treated lumber contains chromated copper arsenate or CCA.  This substance is a carcinogen and leaches from the wood for years.  Children may be at risk because they spend alot of time playing on it.  The industry and the EPA have reached a phase out agreement.  Environmental groups recommend frequent sealing of the wood with an impervious paint or urethane coating.  Additionally, you may get an "at cost" arsenic testing kit by going to the web site www.ewg.org (Evironmental Working Group) 


1.4 million dehumidifiers being recalled by Whirlpool Corporation in conjunction with the Consumer Product Safety Commission.  These dehumidifiers can overheat posing a fire hazard.  They were sold under the brand names of Whirlpool, Kenmore, and ComfortAire.  They have a front mounted water bucket and serial numbers that begin with QG, QH, QJ, QK, QL. Consumers should stop using them and disconnect them immediately.  For more information call Whirlpool at 1-866-640-7139 or visit their web site at www.repair.whirlpool.com  


contact lens users watch the contact-lens solutions you use.  Some solutions may fail to destroy parasites that can cause dangerous eye ulcers.  Researchers, at the Clinical Institute of Hygiene in Vienna, tested three types of cleaners for their ability to destroy Acanthamoebe.  Acanthamoebe is  an important cause of eye infections in contact users which can cause blindness.  One step solutions will destroy it in its trophozoite, or non-reproductive, stage but may not destroy it in the cyst or egg stage.  Bottom line, make sure the solution you use is a "two step Hydrogen Peroxide system which will destroy both stages.


ghb, or the "date Rape" drug is becoming the drug of choice.  Seventy-three deaths reported.  It is highly addictive and the withdrawal is agonizing.  Males and females are using it to "chill out"  and men are giving it to women so they can have sex.  It is easily manufactured with ingredients found in industrial cleaning solvents (Gamma Hydroybutyrate).  Drug is usually taken as a liquid and, in one case sold, in Gatorade bottles.   This drug is more dangerous than ecstasy.    Parents, watch your kids!!!


BAYCOL USERS, OVER 100 DEATHS REPORTED!!  If you have developed an illness called Rhabdomyolysis, that causes kidney failure (symptoms include darkened, discolored urine, muscle pain and weakness and could lead to death), you may call Goldberg and Osborne, injury lawyers at 1-800-843-3245 so you can have your claim against the drug manufacturer considered.  Goldberg and Osborne practice only in Arizona but associate with lawyers throughout the United States to help people with this claim. 


kava kava may cause liver damage!!  In Switzerland and Germany 25 to 30 reports of liver toxicity has been linked to kava products.  Switzerland has banned products containing Kava and Germany is proposing banning them also.  In Britain, makers voluntarily pulled products from shelves.  The FDA and trade groups, here in the United States, are investigating.  Meanwhile, the recommendation is not to take Kava daily for more than 4 weeks.  Those that drink alcohol, have liver problems, or take drugs that affect the liver should not take it at all.


fda warning - stop taking lipokinetix a dietary supplement marketed by Syntax Innovations.  This supplement has been linked to six cases of liver poisoning.  If you are taking this supplement and are experiencing fatigue, nausea, fever, abdominal pain or change in skin color, call a doctor immediately.   


FLYERS -  WATCH SKY MALL: Sky Mall, the in-flight catalogue for passengers,  recently charged a customers account for $94.00 for a cooking club that the customer did not order.  The company handling the order told the customer it would take 2 months to get his money back.   Additionally, the customer was supposed to have received a credit on another purchase which was not given.  This  is a classic case of poor customer service and unethical conduct.  Watch This Company!!!


445,000 soft animal-character rattles are being recalled because sewn-on fabric eyes can detach and pose a choking hazard to small children.  The rattles are made by Sassy Inc. of Northbrook, Illinois, sold for about $5.00, and have tags on them that read in part, "Sassy" and "1999 made in China."  Call 1-800-781-1080 for information or check the web at www.sassybaby.com .


watch baby oil:  The consumer product safety commission has voted to require child resistant package for a wide range of products containing hydrocarbons which includes baby oil.  At least 5 children have died due to ingestion of baby oil or other products containing hydrocarbons.  watch your child around baby oil.


Fen phen OR REDUX users may call Lombardo and Pohl at 1-800-257-5700 for help with damage suit due to Fen Phen or Redux use.


dead cell phone zones:  The following site is trying to improve cell phone coverage nationwide.  Click on the link if you would like to add an area that needs better reception. www.deadcellzones.com


Washington D.C. Speed Traps !!!!!!!  Going to Washington D.C. for a vacation or business?  Watch their automatic radar reporting system.  As the police cruiser passes you, he reads your speed.  If speeding, he automatically takes a picture of your license plate and traces it to you.  You receive a ticket in the mail.  


CANCUN Is not a good place to find good deals on Jewelry.  The good old USA has just as good or better deals.  Don't be sucked in because you are in Mexico and on Vacation.


WATCH YOUR TRAVEL COMPANY!!!  "INTERLINE TRAVEL, AUSTIN, TX"  DID NOT PAY THE HOTEL BILL OF A CLIENT AND THE CLIENT HAD TO PAY THE HOTEL THEMSELVES IN ADDITION TO THE TRAVEL AGENT.  TOOK THE COUPLE 4 WEEKS TO GET THEIR MONEY BACK.  CALL THE HOTEL PRIOR TO DEPARTING FOR THE TRIP AND MAKE SURE THEY HAVE BEEN PAID.


WATCH THAT ATM!!!!  IF THEY DON'T GIVE YOU MONEY FOR ANY REASON, CHECK WITH YOUR BANK TO MAKE SURE IT WAS NOT DEDUCTED FROM YOUR ACCOUNT.  NUMEROUS CASES OF "NO MONEY" MESSAGES BUT DEDUCTION FROM ACCOUNT STILL TAKES PLACE.


IF YOUR STATE DOES NOT HAVE A LAW REQUIRING MECHANICS TO GIVE YOU A WRITTEN ESTIMATE WHICH MUST BE WITHIN A CERTAIN PERCENTAGE OF WHAT IS ACTUALLY CHARGED, ASK FOR ONE BEFORE YOU AUTHORIZE ANY WORK.  NUMEROUS HORROR STORIES OF PEOPLE TELLING MECHANICS TO DO WORK AND NOT REALIZING HOW MUCH IT WAS GOING TO COST UNTIL THEY WENT TO PICKUP THE CAR.


WATCH THAT EXTENDED WARRANTY on your personal data assistant AT "STAPLES."  it covers YOUR PDA,  BUT IT TAKES OVER A WEEK TO GET THE ITEM REPLACED.  THIS IS NOT A WALK-IN TRADE OUT DEAL OR EVEN A FAST TRACK DEAL.  YOU MAKE NUMEROUS 800 NUMBER PHONE CALLS DEPENDING UPON WHEN YOU BOUGHT THE PRODUCT.  THEN, IT TAKES 24 HOURS TO APPROVE YOUR CLAIM AND ANOTHER 5 TO 7 DAYS TO RECEIVE, IN THE MAIL, A CASH CARD TO PURCHASE A REPLACEMENT.


BUYING A HOME OR REFINANCING YOUR PRESENT MORTGAGE?  WATCH THAT BANK OR MORTGAGE COMPANY!!  BANKS AND MORTGAGE COMPANIES CHARGE POINTS PLUS THEY MAKE MONEY ON THE "SPREAD."  ASK YOUR BANKER OR MORTGAGE BROKER HOW MUCH HE IS MAKING ON THE "SPREAD", WHICH IS THE DIFFERENCE IN INTEREST RATE BETWEEN WHAT THE WHOLESALER IS LENDING MONEY FOR AND THE BANK OR MORTGAGE BROKER IS CHARGING YOU.   THEY WON'T WORK FOR FREE, BUT THE INTEREST CAN BE NEGOTIATED. 


DON'T FALL FOR THESE NO INTEREST LOANS OR LOW INTEREST LOANS ON CONSUMER GOODS AND AUTO'S.   THE PRICE HAS BEEN JACKED UP TO COVER THE INTEREST.  YOU GENERALLY WON'T BE ABLE TO GET AS LOW A PRICE ON AN AUTO IF THE INTEREST RATE IS UNUSUALLY LOW.  ADDITIONALLY, FINANCE MANAGERS AT CAR DEALERSHIPS MAKE MONEY ON THE INTEREST THEY CHARGE YOU.  ALWAYS NEGOTIATE THE INTEREST RATE!!! 


BUILDING A HOUSE?  ONE INDICATION THAT A CONTRACTOR IS STABLE AND RELIABLE IS IF HE CARRIES THE FINANCING WHILE THE HOUSE IS BEING BUILT.  GENERALLY, HIS CREDIT LINE IS BASED UPON PAST PERFORMANCE AND FINANCIAL STABILITY.  REMEMBER, IF YOU CARRY THE FINANCING VIA A CONSTRUCTION LOAN, YOU PAY INTEREST ON THE MONEY AS IT IS PAID OUT.  IF YOUR CONTRACTOR IS SLOW OR UNRELIABLE IT CAN BE COSTLY.  if he goes bankrupt, you're out of luck.


CREDIT CARD COMPANIES ARE AFTER YOUR TEENAGERS!!!  YOUR KIDS WILL GET SOLICITED CONSTANTLY TO APPLY FOR CREDIT CARDS.  YOU WILL NOT KNOW IT UNTIL IT IS TOO LATE AND THE BILLS START ROLLING IN.  THIS IS A BIG UNMERCIFUL INDUSTRY.  EDUCATE YOUR CHILDREN AND WATCH THE MAIL!!!!!



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Last modified: March 22, 2011, 0645 CST